BORROW RESPONSIBLY
All current students are encouraged to review/analyze their student loan history. If you see a discrepancy (i.e.: identity theft), you should contact the Department of Education immediately to report this abuse.
This site can give you good understanding as to how you may reduce your overall student loan debt burden simply by making interest payments while still in school.
This is a great tool for all students to project their monthly loan repayment amounts. All students are encouraged to play with this powerful tool - it's never too early to better understand your loan repayment amounts. It's a good idea to also consider projecting your Graduate PLUS loan amounts as well if you have borrowed any during your academic career.
Student Loan Exit Counseling- www.nslds.ed.govIf you're in your last semester, you are required to complete a loan exit counseling online with the Department of Education. This is a requirement for your graduation process. If you do not complete your loan exit counseling, our school will not release copies of your transcript or your diploma - you will get your degree conferred, however.
Graduate PLUS Loans:
All Graduate PLUS loans have a credit-decision expiration date of 90 days from the Department of Education. You may need to re-apply again within the academic year if your application expires and you are in need of additional funds. All Graduate PLUS loans are applicable within the academic year; it can not be applied toward two academic years.